Return to. Information about floods, risk of financial loss due to flooding and flood insurance. Sponsored by the National Flood Insurance Program, a program of FEMA. www. floodsmart. gov/ www. floodsmart. gov/. Flood insurance denotes the specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands and floodplains that are susceptible to flooding. Hidden Floods. en. wikipedia. org/wiki/Flood_insurance en. wikipedia. org/wiki/Flood_insurance. Flood insurance protects you from the financial devastation caused by floods. Even a few inches of water can bring thousands of dollars in repair and restoration costs. Flood insurance, like earthquake insurance, is single peril insurance, sold separately from homeowners insurance. www. floodsmart. gov/floodsmart/pages/flood_policies/floo. www. floodsmart. gov/floodsmart/pages/flood_policies/flood_insurance_benefits. jsp. Remember that flood insurance is not included in your standard homeowner's policy - you must provide for it separately - and the cost is relatively inexpensive (especially if your home is not located in the mapped flood plain). Contact your insurance agent for more information about purchasing flood insurance. www. hcfcd. org/floodinsurance. html www. hcfcd. org/floodinsurance. html. The Mitigation Directorate, a component of the Federal Emergency Management Agency (FEMA), manages the National Flood Insurance Program (NFIP). Flood insurance is designed to provide an alternative to disaster assistance to reduce the escalating costs of repairing damage to buildings and their contents caused by floods. www. fema. gov/about/programs/nfip/index. shtm. 2007-2008 Flood & Peterson Insurance, Inc. Website design 2007-2008 Red Rocket Media Group, LLC. www. fpinsurance. com/ www. fpinsurance. com/. I don't live near water-is there any reason why I would need flood insurance? You should consider purchasing flood insurance even if you don't live in a high-risk area for floods. Factors such as storms, inadequate drainage, melting snow, www. insurance. com/FAQs/homeFAQDetail. aspx/index/9 www. insurance. com/FAQs/homeFAQDetail. aspx/index/9. Forced to pay Flood Insurance? Flood Zone Correction petitions FEMA for homeowners, condo associations, and commercial properties to reclassify their flood zone with over a 90% success rate. If you're being forced to buy flood insurance, remember Flood Zone Correction, www. floodzonecorrection. com/ www. floodzonecorrection. com/. Florida insurance agency offering insurance services including flood, auto, and homeowners insurance to areas such as Jacksonville, Orlando, and Tampa Bay One Stop Insurance provides a number of coverage options for the Sunshine State, including flood insurance in Florida, www. onestopinsurancesolutions. com/ www. onestopinsurancesolutions. com/. Embed URL. bb&ob; border-bottom : 1px solid #E2ECF5; &cb;.